Financial Planners and Investment Advisers Sydney North Shore  1300 623 936 rob@mcinvest.com.au

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McEwen Investment Services

4/53 Grandview St
PYMBLE NSW 2073

 

McEwen Investment Services Sydney North Shore

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Understanding Division 293 tax on super

Understanding Division 293 tax on super

From 1 July 2012, an additional 15% tax on taxable super contributions was introduced. Known as ‘Division 293 tax’, its purpose is to make taxation on super fairer by reducing tax concessions available to very high-income earners. Learn who pays it, how it’s calculated and the options available to pay it.

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Adding to super in your 60’s

Adding to super in your 60’s

If you’re approaching your mid 60’s, you might be wondering if and how you can add to your super and grow your savings for retirement. There are ways of doing so, but you need to be clear on the rules.

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SCAMMERS | Forewarned is forearmed!

SCAMMERS | Forewarned is forearmed!

When it comes to protecting ourselves from scammers, a little bit of knowledge, and a good deal of vigilance, goes a long way. Be alert to the dangers, and learn how you can protect yourself.

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What happens to your super when you die?

What happens to your super when you die?

Your super balance could be a significant asset when you die and it should therefore be considered very carefully in your estate planning. This is particularly important given that your super will not automatically be covered under your will.

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After-tax contributions and the ‘bring-forward’ rule

After-tax contributions and the ‘bring-forward’ rule

The ‘bring-forward’ rule allows super members to make up to three years’ worth of non-concessional (after-tax) contributions in a single year by bringing forward the caps of the next two years. The rules can be complicated, and it’s important to understand how they work before using them.

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