Making the most of super contributions

Making the most of super contributions

Super continues to be a tax-effective structure in which to hold investments for retirement savings. The super reforms of May 2017 imposed tighter caps and rules on the amount and timing of contributions. It’s now more important than ever to plan over the longer term...
Downsizer contributions

Downsizer contributions

Are you an empty-nester, and thinking of downsizing the family home? If so, there may be an opportunity for you to boost your super balance under the Government’s soon to take effect “downsizer rules”.  Before making any plans, be sure to understand the provisions,...
Salary Sacrificing to Super

Salary Sacrificing to Super

Salary sacrificing into super can save tax and lift your retirement savings. But, before signing up, be sure you understand how it works, so that you don’t diminish your entitlements in the process. What is salary sacrificing? Salary sacrificing (also known as salary...
Estate Planning Advice

Estate Planning Advice

“Estate Planning – I really should do something about it.” …… Sound familiar? For many of us, we know we should do it, but find reasons for putting it off: too busy, too young, too little in assets to worry about, too complicated, too expensive. Rest assured, if you...
How does the budget affect you?

How does the budget affect you?

First home savers, downsizers and small business are the winners in Treasurer Scott Morrison’s second Budget – while taxpayers face an increase in the Medicare levy. Note: These changes are proposals only and may or may not be made law The Federal Budget Analysis...